Posting this link here so the next time someone insists that USAA banking isn't available to people who aren't related to someone who's been in the armed forces I can chide them for not doing their homework.
USAA handles both our auto and our house insurance. We swapped to them back in 01 when we got our first new car, and we had Geico at the time. Wanted to swap cars on the policy and our insurance shot up about 250 dollars. Jon was pointed to USAA then, and ever since then we've had a /very/ happy insurance bill :3
I did a Progressive online quote last year for laughs and found that nobody could beat my USAA rates because of the long-term customer discount, since I'd gotten on my parents' USAA policy when I was 16. Hee!
Not that I'd change anyway: when my wheels were stolen and the body shop that was supposed to check my car for damage was unresponsive to me, the agent I was working with patched me in on a three-way call to the owner of the shop. She merely asked "Now why is Ms. Folse's car not ready yet?" and said "Mmm-hmm" a few times while he stammered about the question for a bit, then said they'd look at it that day and I could pick it up that afternoon. :D And THEN when I got there, they said there was no damage, and didn't even charge me for the time they spent inspecting.
When Toby and I were comparing rates for renters' insurance between his insurance company (State Farm) and mine, it broke my heart to have to call them up and tell them that we'd decided to go with State Farm. XD (The rates were almost identical, and Toby was very insistent that we go with State Farm, because he'd had good experiences with them and it meant more to him than it did to me.)
I probably should look at them for renter's insurance. It's been on my list of Things To Do for approximately forever and never gets done. Car insurance, I'm actually still on my parent's Geico policy. It's not worth switching because they get additional discounts for being *gasp* government employees.
I didn't get around to getting renter's insurance until my friends' apartment was burnt down by their neighbors. Next chance I could ... insurance!
(Unintentional, compounded by a building not up to code: as far as anyone can figure out, they had a grease fire on the stove and turned the vent on, which sucked up flames and vented them into the walls instead of outside and set the building on fire.)
I contacted USAA years ago and was told I was eligible for nothing; my father was a CPO, which "didn't count." Perhaps it's changed, but USAA was originally for officers.
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Not that I'd change anyway: when my wheels were stolen and the body shop that was supposed to check my car for damage was unresponsive to me, the agent I was working with patched me in on a three-way call to the owner of the shop. She merely asked "Now why is Ms. Folse's car not ready yet?" and said "Mmm-hmm" a few times while he stammered about the question for a bit, then said they'd look at it that day and I could pick it up that afternoon. :D And THEN when I got there, they said there was no damage, and didn't even charge me for the time they spent inspecting.
Now that's power!
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(Unintentional, compounded by a building not up to code: as far as anyone can figure out, they had a grease fire on the stove and turned the vent on, which sucked up flames and vented them into the walls instead of outside and set the building on fire.)
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It was originally officers, then opened up to all military personnel, and then they opened parts up to non-military people.