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Student loan status: PAID OFF!
We'd been on track to pay them off in 2013, but Toby's boss paid an unexpected bonus this year, so we opted to wipe them out. We'd also been paying way ahead on the loans (enough that my next actual payment was due in 2022!), so we're switching that money into a savings account to build up a nice down payment on a car, and once that's done, in September or so, it'll get switched to paying into savings or retirement or something BORING and ADULT like that because we're no longer in our twenties and immortal. :D
If I start musing about how nice it would be to go back to school and get a PhD or some such, please stop me. You are authorized to use deadly force.
We'd been on track to pay them off in 2013, but Toby's boss paid an unexpected bonus this year, so we opted to wipe them out. We'd also been paying way ahead on the loans (enough that my next actual payment was due in 2022!), so we're switching that money into a savings account to build up a nice down payment on a car, and once that's done, in September or so, it'll get switched to paying into savings or retirement or something BORING and ADULT like that because we're no longer in our twenties and immortal. :D
If I start musing about how nice it would be to go back to school and get a PhD or some such, please stop me. You are authorized to use deadly force.
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2) DO NOT OMG GO BACK AND GET A PHD. It is terrible and also expensive and quite misery making.
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I keep reminding myself that I already have two graduate degrees, I do not need to collect more! (I mostly miss the student life, I think, where you can fart around and chase research stuff that intrigues you, and say the hell with it and go watch a movie at 1 PM on a weekday if you want to. I do not miss the bureaucracy and departmental politics and the actually having to produce somewhat publishable work.)
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Also, congratulations on the loan payoff. ^_^
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